ATV OMG!
Head and spine trauma from ATV accidents cost $3.24 billion annually, [...]
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Communication is part of an employer’s multi-level strategy of communication with everyone –employees, doctors, TPA, and broker. It may include video messages from the president, sample weekly meeting guidelines for workers’ comp coordinators to use, and forms for injured employees to complete. [...] In addition there is likely to be increased regulatory action. OSHA’s latest semiannual regulatory agenda released in December, includes 27 regulatory items ranging from global harmonization of classification of chemicals, combustible dust, crystalline silica, PPE, confined spaces in construction to musculoskeletal disorder reporting requirements and a final Cranes and Derricks in Construction rule. Preparing now for the aggressive enforcement will help reduce the potential liability that employers face if OSHA does arrive. [...] Even though the number of covered employees in the latest summary was up 8% from the total noted in the FY 07/08 initial report, the number of reported claims edged down 1.9% to 126,029. Yet, despite fewer claims, public self-insureds’ paid losses at first report rose to $311 million, which was up $11.6 million (3.9%) from the comparable figure for FY07/08, and up $51 million (19.6%) from the post-reform low of $260 million in FY 05/06. [...] Before you go shopping for a workers’ compensation insurance policy you need to put together all the paperwork you will need. Keep this information in one place and use an Excel spreadsheet (if possible). The spreadsheet will be a useful tool down the line when you want to calculate rates and premiums. [...] If your workers’ comp costs are sky high, perhaps you are like one company, believing its managed care program was complete, but with $30 million in annual workers’ compensation costs. In turns out their employee brochure containing all the necessary information was written at the 11th grade level (like the Wall Street Journal), well above many of its employees reading abilities. Not effective! [...] While workers’ compensation policies may be generic in meeting your statutory requirements, claims and loss control services vary greatly and differentiate one company from another. Choose wisely. The effectiveness of these areas will reduce loss costs and even prevent losses from occurring, which in turn reduce your premium. Evaluate the financial strength of your company, the loss prevention and claim management programs in place and importantly, the appetite for risk at your organization, to decide whether a guaranteed cost or shared risk program is the way to go. Also be sure to evaluate the financial strength of the insurance carriers under consideration. [...] New Heath Insurance Portability and Accountability Act (HIPAA) security breach rules mean you’ll be responsible to notify each employee affected and the Department of Health and Human Services (HHS). The rules technically kicked in Sept. 23, but the feds say they won’t enforce them until [...] Rosa Frias was working the evening shift at Bimbo Bakeries in South San Francisco when she reached into her bread-making machine to remove a hunk of dried dough. The work ability form is the best method to get your injured employee back to work. Studies show the sooner an employee returns, the smoother your workers’ compensation procedures run. This is true for both the employee and the employer. [...] |
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